When you get married, you have to decide what you will and will not share. In some cases, couples decide to share credit cards. It can be a great thing because two people are responsible for the debt. It can be a not so good thing if one person is irresponsible. Keep in mind that […]...

Your payment history is the part of your credit report that explains in detail what you’ve done and how prompt you are with payments. It will show payment history back at least 7 to 10 years. It will show every credit card, personal loan, you name it. It makes up a huge chunk of your […]...

You should stay on top of your credit report and one great way of doing that is by checking your report regularly. You can do that for free at annualcreditreport.com. It will include everything from missed payments and account balances to charge-offs and credit inquiries.  The government requir...

Depending on how you’ve treated your credit in the past, it may be scary to check your score. Regardless whether it’s good, bad or downright ugly, knowing is always better than not knowing. Knowing what your credit score is will help you to do the following: Find any possible mistakes or errors....

Though they may be too young to have a credit score, parents should be proactive about checking their child’s credit report. Kids can easily become victims of identity theft and if not monitored, the scam against them can go on for years before anyone ever notices it. One red flag to look out for ...

Since your credit score is such a vital meter of your financial health, it pays to have your finger on the pulse of your credit report. More and more companies are offering these credit monitoring services, which alert you to changes in your score so you can correct errors immediately. Read on for t...