Imagine being so valued by your employer that the company actually takes out an insurance policy in case you leave or pass away. Often called “key person” or “keyman” insurance, this policy offers a lump sum to cover costs like loss of business or training of successors. Usua...

There are expectations that driverless cars will become available by 2020, meaning that this could be the end of auto insurance headaches as we know it (or at least the beginning of the end). Although there are hesitations from many people to use driverless cars, it’s expected that auto accide...

High risk car insurance is insurance for people who are considered to be high risk drivers. They are drivers who have tons of speeding tickets, accidents and maybe even DUIs. Many companies don’t want to cover drivers like that because they are likely bound to have another mishap. Read More...

The goal of residential flood insurance is to provide protection for your home in the event of a flood. Regular insurance doesn’t extend protection in the event of a flood. Coverage can be obtained through the National Flood Insurance Program (NFIP). NFIP has a tool that will let you see wheth...

If you’re interested in long-term care insurance but you’re overwhelmed by sticker shock on this expensive coverage, you may be wondering about alternatives that offer some of the same benefits. Luckily, there are a host of options that nay suit your needs. Read on to learn about nine of them. I...

Retirement is a huge life change, and it usually means your insurance needs will be different, too. It’s a great time to review your policies, keeping only what still serves you. Read on for expert guidance on streamlining your insurance policies in retirement. Image via Flickr/GotCredit Continue ...

If you’ve never heard of your auto insurance score, you’re not alone. You have one, though, and this three-digit score is meant to predict the likelihood you’ll file an auto insurance claim, meaning it affects your rates. Click the link below to learn more about this important measure of your ...